CAER Financial Group · Legacy Planning

If you weren't at the table tonight, would your children's dreams still be funded?

Securing the next generation isn't just a savings account. It's building a financial fortress that stands even if you aren't there.

The Urgency of the Empty Chair

Generational wealth doesn't happen by accident.

At CAER Financial Group, we often ask the most difficult question a parent can face: if you weren't at the dinner table tonight, would your children's dreams still be funded?

Securing a child's future isn't just about a college savings account. It's about building a Financial Fortress that stands even if you aren't there to defend it. In the volatility of 2026, waiting "until they are older" is a luxury our children cannot afford.

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"A woman's financial plan should be a Place of Refuge, not a source of anxiety. We provide the architecture; you provide the vision. Because at CAER, we know that when a woman feels secure, the entire family thrives."

— Jessica Arnwine, Wife, Mother, CEO & Managing Partner

The CAER Kids Stress-Test

We don't just plan your retirement. We plan the hand-off.

Children's Policies

Policies Built for Kids

We offer children's policies that build cash value they can access as adults — giving your kids a generational head start from day one.

Financial Literacy

Young Investors Program

Our CFG Young Investors teach financial literacy to other children — peer-to-peer, in their own language. Led by two of our own kids, ages 14 and 15.

Estate Planning

Generational Hand-Off

We stress-test your estate plan against taxes, inflation, and tuition so your legacy lands intact — not diminished — for the people you love most.

Let's build your family's financial fortress.

Before we build anything, we need to know where the gaps are. Take 2 minutes to find out exactly where your retirement plan stands — and whether your family has a real backup plan if you stop working tomorrow.

Your Retirement Reality Check

Will you outlive your money?

Answer 5 honest questions. Get a personalized result — and find out if your family has a real backup plan.

1. How old are you right now?

Question 1 of 5

2. Do you have a retirement account (401k, IRA, pension, or annuity)?

Question 2 of 5

3. If you stopped working tomorrow, how long could you survive on your savings?

Question 3 of 5

4. Do you know exactly how much money you will need to retire comfortably?

Question 4 of 5

5. Are you counting on Social Security to cover most of your retirement income?

Question 5 of 5