The urgency of the empty chair
At CAER Financial Group, we often ask the most difficult question a parent or grandparent can face: if you weren’t at the dinner table tonight, would your children’s dreams still be funded?
Securing a child’s future isn’t just about a college savings account. It’s about building a Financial Fortress that stands even if you aren’t there to defend it. In the volatility of 2026, waiting “until they are older” is a luxury our children cannot afford.
“A woman’s financial plan should be a Place of Refuge, not a source of anxiety. We provide the architecture; you provide the vision. Because at CAER, we know that when a woman feels secure, the entire family thrives. — Jessica Arnwine, Wife, Mother, CEO & Managing Partner ”
— Jessica Arnwine, CEO & Managing PartnerThe CAER kids stress-test
We invite every parent and grandparent to put their current plan through the CAER Freedom Calculator (CFC). We simulate rising tuition costs, inflation, and estate taxes to ensure your children’s finish line is never moved.
Children’s policies
Policies built for kids
We offer several children’s policies to ensure your kids are set up for financial success from day one.
Financial literacy
Young Investors program
Our CFG Young Investors teach financial literacy to other children — peer-to-peer, in their own language.
Estate planning
Generational hand-off
We stress-test your estate plan against taxes, inflation, and tuition so your legacy lands intact — not diminished.
Leadership & Advisory Team
Jessica Arnwine
CEO & Managing Partner
Jessica leads client relationships, the Women’s Wealth Initiative, and the Young Investors program. She believes a family’s financial plan should be a place of refuge, not anxiety.
Thomas Arnwine
President & Licensed PPA
Thomas brings 20+ years of accounting and financial planning expertise. His role: turn raw data into mathematical certainty for every family he serves.