“If you don’t have a plan, you have a hope. We’re here to move you to certainty.”
— Thomas & Jessica ArnwineOur story
Thomas and Jessica Arnwine didn’t set out to build a financial firm. They set out to protect their family — and realized that millions of other families needed the same thing and weren’t getting it.
With Thomas’s background as a Licensed PPA in accounting and finance, and Jessica’s expertise in marketing and client relations, they combined their skills into something the financial industry was missing: an advisor team that genuinely understands what a family has at stake.
As parents of six children, their Sunday dinner table is where they plan their own family’s financial future — and it is the same spirit they bring to every single client meeting. Your legacy is their mission.
“Our children are the only part of our legacy we can actually take into the future with us. Let’s make sure they are equipped, protected, and prepared to lead.”
— Jessica Arnwine, CEO & Managing PartnerLeadership & Advisory Team
High-net-worth families buy the advisor, not the product. Here’s who you’ll be working with.
Thomas Arnwine
President & Licensed PPA
Thomas brings over two decades of experience in accounting, financial planning, and wealth architecture. As a Licensed PPA, he provides the analytical rigor behind every CAER Freedom Calculator analysis — turning raw data into a clear retirement roadmap for every family he serves. His approach: replace financial anxiety with mathematical certainty.
Jessica Arnwine
CEO & Managing Partner
Jessica leads CAER’s client relationships, Women’s Wealth Initiative, and Young Investors program. With a background in marketing and a deep passion for financial literacy, she has made it her mission to make retirement planning accessible and empowering — especially for women and single-income households. She believes a woman’s financial plan should be a place of refuge, not anxiety.
What we stand for
Faith
We believe financial stewardship is an act of integrity. We operate with transparency, honesty, and a commitment to doing right by every family — whether or not they become a client. Our word is our architecture.
Family
As parents of six, we understand what it means to protect the people you love most. Every strategy we build is designed to safeguard not just your retirement — but your family’s entire financial future across generations.
Financial responsibility
Hope is not a strategy. We replace financial anxiety with mathematical certainty — giving you the data, the plan, and the confidence to move forward without guessing. If you’re already in a great spot, we’ll give you the peace of mind of a clean bill of health.
Licensed & serving families across
We are a fully virtual firm — Zoom and phone work great. But if you’re in our service area, we’re happy to come to your home. Whichever you’re most comfortable with.
Ready to meet?
Answer 6 short questions and we’ll tell you exactly where you stand — and what it will take to get to certainty.
Find My Freedom Date — 60 Seconds