CAER. Faith · Family · Financial Responsibility Get a Quote
CAER Pet Protection

Your pet is
family.
We treat them that way.

Complete protection for every four-legged member of your household — insurance, end-of-life planning, and the peace of mind that comes from a team that shares your values.

Protect My Pet Today See Our Partners
67%
of U.S. households own a pet
$157B
spent on pets in the U.S. in 2025
85%+
pet insurance renewal rate — highest in personal lines
Licensed in 9 states
Partnered with Pets Best
ASPCA Pet Health Insurance
CANA-Affiliated Cremation Network
Faith-Based · Family-First
Why CAER Pet Protection

We believe a pet's life — and death —
deserves a plan.

At CAER, we've always believed that protecting your family means protecting everyone in it. When a pet gets sick or hurt, most families aren't financially prepared — the average emergency vet visit runs $1,500 to $5,000. And when a beloved pet passes, families are forced to make painful, expensive decisions during the worst possible moment.

That's why we built CAER Pet Protection: a complete system that covers your pet from first visit to final farewell, through trusted partners who share our commitment to compassionate service.

"A righteous man cares for the needs of his animal."
Proverbs 12:10

This isn't a side product. It's a natural extension of the CAER mission: Faith. Family. Financial Responsibility. Because when it comes to the ones you love, "prepare now, not later" applies to every member of your household.

No unexpected vet bill devastation
Pet insurance covers accidents, illness, surgery, and more — so you choose care based on love, not your bank account.
End-of-life planning done now, not in grief
Pre-need cremation planning through our CANA-affiliated network means your family won't face hard financial decisions under emotional distress.
Monthly residuals that compound over time
Because pet insurance renews at over 85% — one of the highest rates in any insurance category — every policy we place becomes lasting protection for your family.
A team that prays with you, not just for you
CAER is a faith-based firm. We don't just handle the paperwork — we partner with families who want protection that reflects their values.
Bundled into your CAER Family Protection Plan
Pet protection layers seamlessly on top of your existing life insurance, identity protection, and telehealth coverage — one family, one plan.
Our trusted partners

Backed by names you know.
Placed by advisors you trust.

We don't build insurance products — we place you with the best carriers and service providers in the country, then stand alongside you every step of the way.

Pets Best
Pet Health Insurance · Since 2005

One of America's most trusted pet insurance providers, offering customizable accident and illness plans for dogs and cats with fast claim reimbursements and no lifetime limits.

Customizable deductibles, reimbursement rates, and annual limits
Covers accidents, illness, surgery, hospitalization, and hereditary conditions
Optional preventive care add-on (routine wellness visits)
Fast direct deposit reimbursements — typically within 5 days
No upper age limit for enrollment
Available through CAER across all 9 licensed states
Insurance · Renewals pay residuals
Get a Pets Best Quote
ASPCA Pet Health Insurance
Underwritten by Independence American Insurance

The ASPCA's trusted insurance program — covering cats, dogs, and horses with flexible plans, a 30-day money-back guarantee, and no upper age restrictions on enrollment.

Covers accidents, illness, cancer, dental disease, and behavioral issues
Annual limits from $5,000 to unlimited — your choice
Preventive care plans available for routine wellness coverage
10% multi-pet discount when you add a second animal
No upper age restrictions — coverage for senior pets
30-day money-back guarantee on all plans
Insurance · Trusted nonprofit brand
Get an ASPCA Quote
CANA Pet Aftercare
Cremation Association of North America

Through our CANA-affiliated network of professional pet cremation and burial providers, we help families plan with dignity — before they need it, not in the middle of grief.

Pre-need cremation planning — lock in pricing before the need arises
Private and communal cremation options available statewide
CANA-member providers hold to rigorous handling and ethical standards
Memorial keepsakes, urns, and tribute options coordinated through your advisor
In-home end-of-life care coordination through Lap of Love partnership
Service available across all 9 CAER licensed states
Pre-need planning · Referral network
Plan with Dignity
Protection plans

Choose the level of
coverage that fits your family.

Every plan includes a CAER advisor who handles the paperwork, answers your questions, and stays with you for the life of your policy.

Paw Plan
Starter Coverage
$15 /mo
+ pet insurance premium (varies by pet)
Essential access layer — great for families just getting started with pet protection.
Pet insurance referral (Pets Best or ASPCA)
CANA cremation discount access
End-of-life planning guide
CAER advisor support
Get Started
Family Paw Plan
Complete Protection
$39 /mo
+ pet insurance premium (varies by pet)
Everything your pet — and your family — needs in one bundled plan.
Pet insurance policy placed by CAER advisor
24/7 emergency vet helpline access
CANA cremation discount + planning consultation
Pet fraud + scam alert service
Bundles with identity protection add-on
Annual coverage review with CAER advisor
Get Started
Legacy Paw Plan
Full Legacy Coverage
$59 /mo
+ pet insurance premium (varies by pet)
Complete peace of mind — from first check-up to final farewell — with legacy documentation.
Everything in Family Paw Plan
Pre-need cremation plan locked in at today's pricing
Digital pet memory vault (photos, health records, story)
Priority claim support and advisor concierge
In-home end-of-life care coordination
Get Started
How it works

From your first call to
lifelong protection.

1
Tell us about your pet
Fill out our simple intake form or call us directly. We'll ask about your pet's age, breed, and your family's needs — no pressure, no rush.
2
We compare your options
Your CAER advisor reviews Pets Best and ASPCA plans side-by-side and presents you with the best fit for your budget and your pet's needs.
3
We place the policy
We handle the paperwork. Your policy activates quickly — most pets are covered within days, not weeks.
4
We stay with you
Annual reviews, claim support, burial pre-planning — your CAER advisor is a partner for the life of your pet, not just the sale.
When our dog needed emergency surgery, the last thing I wanted to think about was money. Because of CAER, I didn't have to. They had us protected before we ever needed it — that's the CAER way.
— CAER Family Client · Charlotte, NC
Get protected today

Your pet can't wait.
Neither should you.

Pets Best and ASPCA don't cover pre-existing conditions — which means the best time to enroll your pet is before anything happens. Let's get you set up today.

Free quote — no obligation
We compare both carriers for you at no cost.
Licensed in your state
KY · IN · VA · WV · GA · MI · SC · NC · FL
A real advisor — not a bot
You'll hear from a CAER advisor, not an automated system.
Get Your Pet Protected
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Your information is never sold or shared. By submitting you agree to be contacted by a CAER licensed advisor. CAER Financial Group · caergroup.com
CAER. Financial Group
Faith · Family · Financial Responsibility · Your Legacy Is Our Mission
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© 2026 CAER Financial Group. Licensed in KY · IN · VA · WV · GA · MI · SC · NC · FL. Insurance products placed through licensed carriers. Pet insurance underwritten by Independence American Insurance Company and US Fire Insurance Company through PTZ Insurance Agency, Ltd. CANA partner referrals are not insurance products.
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