Identity theft. Child fraud. AI deepfake scams. Business cyber attacks. Credit collapse. The threats are real, growing, and targeting your family right now. CAER wraps every layer of digital protection into one coordinated plan.
CAER Risk Group coordinates six distinct protection layers — from household identity monitoring to business cyber insurance — into one coherent family defense plan.
The following data comes from the FBI, FTC, Javelin Strategy & Research, and IBM Security — the most authoritative sources on cybercrime in the United States.
Artificial intelligence has fundamentally changed the economics of fraud. What once required a skilled criminal and significant time now takes seconds and costs almost nothing. AI can clone a voice from three seconds of audio. It can generate a phishing email with perfect grammar in any language. It can impersonate a bank executive on a live video call.
The most dangerous scams of 2026 are not clumsy Nigerian prince emails. They are sophisticated, personalized, emotionally intelligent operations that exploit the trust your family places in familiar voices and faces.
CAER's AI Scam & Fraud Prevention education layer teaches every member of your family — children, parents, and grandparents — to recognize the eight most common AI-enabled attacks and respond without becoming a victim.
8 AI scam types CAER educates families on
When a crisis strikes — a death, a medical emergency, an identity theft event, a natural disaster — your family will need documents they have never had to find before. Without a vault, they spend critical hours searching file cabinets, email threads, and physical drawers.
The CAER Family Document Vault is a secure, encrypted digital repository built specifically for families. Every document your family might need in an emergency is stored in one place, accessible to the right people — and only the right people.
Every plan includes a dedicated CAER Risk advisor. Every plan includes the Family Document Vault. Every plan grows with your family.
"But if anyone does not provide for his relatives, and especially for members of his household, he has denied the faith and is worse than an unbeliever." — 1 Timothy 5:8
At CAER, we believe digital protection is a modern expression of that ancient principle. Your family faces real threats every single day. Acting now — not after something happens — is how families of faith lead their households.
Every 4.9 seconds a new identity theft victim is created in the United States. There is no waiting for a better time. Fill out the form and a CAER Risk advisor will contact you within one business day to build your family's protection plan.